Student Loan Interest to Rise 20%

U.S. Government is Raising Prices for New Student Debt The U.S. government is raising prices for new student debt, adding hundreds of dollars to the cost of the typical federal college loan. Beginning in July, interest rates on new government loans are set to rise by 0.69 percentage point, according to Wednesday figures from the Department of the…

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Debts that usually cannot be discharged in a bankruptcy proceeding

When an individual files for bankruptcy, many of his debts are discharged after some of his non-exempt property is liquidated for the benefit of his creditors. In the event there are any non-exempt properties. When a debt is discharged, the former creditor can no longer pursue collection action of any kind against the former debtor;…

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Some New Tips to Re-Establishing Your Credit

  By: Gail Cunningham    There are multiple reasons why people may want to establish new credit. They may be new entrants into the world of credit, or are perhaps trying to re-establish credit after a financial hiccup. Either way, there are some do’s and don’ts that consumers should follow that will make the road to…

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SACRAMENTO/CARMICHAEL CLIENTS/BANKRUPTCY FORMS

   The Federal Judicial Conference has given final approval for the use of an entire new set of Bankruptcy forms. These forms will be required for any new Bankruptcy case (or amendment) filed on or after December 1,2015. This is the first global re-design of Bankruptcy forms in more than 40-years and Attorneys and their…

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BANKRUPTCY FORMS

    The Federal Judicial Conference is in the process of revamping the Bankruptcy Forms. This is the first global re-design of Bankruptcy forms in more than 40 years. I will post the time that the new forms will be available and more information when our office receives notification.  

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MARRIAGE AND ALCOHOL

Interesting Research About: MARRIAGE & ALCOHOL DENVER — Marriage and divorce impact alcohol consumption for men and women, who influence each other’s drinking patterns or decision not to drink in different ways, according to research presented this week at the American Sociological Association’s annual meeting. Long-term marriage appears to curb men’s drinking, but it is…

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CHECK CREDIT REPORTS

View your credit report at least once a year. You get one free report from each of the major credit-reporting agency. This is the least that you can do, if there’s a mistake or any such activity, it can take months to undo these problems. The sooner you realize that someone other than you has access…

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DIFFICULT ECONOMY

DIFFICULT ECONOMY In the last few years our economy has taken on dramatic change across the country. The Banking industry, housing and auto makers have all had to downsize, restructure and forced many to close their doors permanently. Corporations and small businesses have been long standing pillars within our communities have faltered and failed, bringing…

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Court Link

BANKRUPTCY COURT U.S. Bankruptcy Court Eastern District of Sacramento 501 I Street Sacramento, CA 95814 (916) 930-4400 Hours: 9:00 a.m. to 4:00 p.m. Mon-Fri SACRAMENTO William R. Ridgway Family Courthouse Sacramento Superior Court 3341 Power Inn Road Sacramento, CA 95826 (916) 875-3400 Hours: 8:00 a.m. to 4:00 p.m. Mon-Fri PLACER Bill Santucci Justice Center Superior…

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Dos and Don’ts in Paying Debt Collector

When you’re trying to put a collection account behind you, the biggest hurdles are coming up with the money to pay the debt and negotiating a payment plan or settlement that you can afford. Once you’ve accomplished that, however, the next question is, “How do you pay the debt collector?” It may be trickier than…

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