What Happens to your Retirement Money If you File Chapter or Chapter 13?

What Happens to Your Retirement Money if You File Chapter 7 or Chapter 13? By Melissa Phipps Updated June 27, 2016 I found this article posted by Melissa Phipps, which I thought it would be good reading to share on our site. Whether you are saving for retirement or already retired, debt can put your savings…

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Changes Directly Affecting Family Law

Tax Spousal Support/Alimony Changes Directly Affecting Family Law I was sent this article from Jeremy Salvador, which I thought it would be nice to share on our site. The bill, called the “Tax Cuts and Jobs Act,” will certainly be subject to many changes prior to the House acting on it over the next several…

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When days get shorter so do consumers’ budgets, report says

The end of daylight saving time causes consumers to spend less at the expense of retailers. The transition may be bad for business, but researchers don’t know how long lasting the effects are. Shoppers can expect to spend less this month, because it gets darker earlier. So, as daylight saving time ends, waving goodbye to…

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DIFFICULT ECONOMY

DIFFICULT ECONOMY In the last few years our economy has taken on dramatic change across the country. The Banking industry, housing and auto makers have all had to downsize, restructure and forced many to close their doors permanently. Corporations and small businesses have been long standing pillars within our communities have faltered and failed, bringing…

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CONSUMER WATCHDOG

With good news scarce, we have two important victories to celebrate. Thanks to the “rage for justice” in our community, a Northern California beach closed off by a billionaire tech baron has been opened to the public. And a fossil fuel-powered electric plant in Ventura is slated for the trash heap. Looking at an $11,000…

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NEW Convenient Online Divorce Sacramento

DIVORCE BY INTERNET Our office is excited to announce we are now offering a Convenient Uncontested Online Divorce at a lower price. This service is an additional service that we are offering to our clients. This service shall be by email only. Our office will walk you through the procedure step by step. Our office…

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Debts that usually cannot be discharged in a bankruptcy proceeding

When an individual files for bankruptcy, many of his debts are discharged after some of his non-exempt property is liquidated for the benefit of his creditors. In the event there are any non-exempt properties. When a debt is discharged, the former creditor can no longer pursue collection action of any kind against the former debtor;…

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Student Loan Interest to Rise 20%

U.S. Government is Raising Prices for New Student Debt The U.S. government is raising prices for new student debt, adding hundreds of dollars to the cost of the typical federal college loan. Beginning in July, interest rates on new government loans are set to rise by 0.69 percentage point, according to Wednesday figures from the Department of the…

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Some New Tips to Re-Establishing Your Credit

  By: Gail Cunningham    There are multiple reasons why people may want to establish new credit. They may be new entrants into the world of credit, or are perhaps trying to re-establish credit after a financial hiccup. Either way, there are some do’s and don’ts that consumers should follow that will make the road to…

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SACRAMENTO/CARMICHAEL CLIENTS/BANKRUPTCY FORMS

   The Federal Judicial Conference has given final approval for the use of an entire new set of Bankruptcy forms. These forms will be required for any new Bankruptcy case (or amendment) filed on or after December 1,2015. This is the first global re-design of Bankruptcy forms in more than 40-years and Attorneys and their…

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